Walmart prepaid cards entail both the Money Card and gift cards. The Walmart Money Card is essentially a prepaid, reloadable debit card on which funds are added to make electronic payment transactions.
The Money Card can also receive direct deposit payments, whether being from an employer, government entity, or otherwise. Faster, and in many cases more convenient than a bank-issued debit card, Walmart has enabled millions of shoppers to participate in the electronic funds marketplace.
Furthermore, the other form of Walmart prepaid cards is better suited for those wanting to give presents or rewards to others. Two options are available on this front (Visa & MasterCard), as they also are for the Money Card.
The functionality, registration, and general process for using either brand are identical, though some customers prefer the Walmart Visa Gift Card for various reasons.
A few recent consumer surveys point to a misconception that Visa is more widely accepted than MasterCard, although that's certainly not the case.
Perhaps folks relate the reduced accessibility of AMEX (American Express) or Discover-branded plastics to MasterCards, but in reality, MasterCard is equivalent to Visa from user's perspective.
Thus, Walmart prepaid cards have near universal appeal as special occasion and Holiday presents. What's more is that Walmart gift cards can be purchased online, processed via the retailer's gift registry, and mailed directly to the recipient.
Being eligible for gift registry increases the scope of use for consumers, in terms of including thoughtful messages and complementary items along with the card itself.
Let's say that you'll be sending a few prepaid Walmart gift cards to your relatives for Christmas. You'd prefer to handle the entire transaction online but don't care to send multiple parcels which may arrive at different times.
The notion of the gift cards being opened without corresponding Christmas greetings initially subdues your excitement, and the prospects of visiting a crowded, holiday-frenzied SuperCenter is yet more unappealing.
But before giving up on the idea, you look up your local Walmart phone number and voice your concerns about this issue.
The representative informs you that, not only can you send as many prepaid cards as you please, but can add other items to your order + instruct Walmart to deliver everything in one single parcel.
You're also encouraged to visit the online gift registry center and are given advice on how to personalize the entire purchase for your family. Expected processing and delivery times are relayed, along with Holiday return/exchange policies.
You proceed to visit Walmart.com and follow through with your plans, while the process turned out to be totally painless.
This brief outline was intended to highlight the versatility of not only Walmart prepaid cards but the entire Walmart online shopping experience. Already an innovative, rapidly-growing marketplace, the addition of prepaid gift cards has made it a leading choice for e-commerce buyers.
Customers can shop for everything from discount electronics to cheap cell phone accessories; include addition gifts in the form of prepaid cards; send a full order to someone with personalized inserts per the gift registry program.
Another highlight of the Walmart website is that you can sign up for the valuable newsletter which provides notice of any Walmart clearance sale items available in-store or online. Moreover, free Walmart Coupons are frequently included to boot, so signing up for the newsletter is a great way to make the most of Walmart savings opportunities.
We've now covered a few benefits and ideas for the gift-giving version of Walmart cards, want to now discuss further a few points regarding the reloadable Money Card.
Again, this particular card is tailored for personal use, given its debit card-like features. Though what distinguishes Walmart prepaid cards from others are the convenient and technologically-advanced means by which funds may be loaded onto the card.
Naturally, cash can be added to the card at Walmart locations nationwide, though not all users care to visit a SuperCenter for this purpose.
And That's where the MoneyCard App comes in. Adding funds to reloadable cards has never been easier thanks to this application because you no longer have to visit a store to first cash a check, then make a deposit onto your card.
The entire process is now handled directly from your smartphone with a few simple taps. All that's required to convert paper checks to electronic funds is to take a clear picture of the numbers on the front and follow the instructions within the MoneyCard App.
Personal, government, employment, and any other paper checks made out to you are eligible for electronic depositing, which is a big convenience for millions of users.
Until recently, only the largest and most well-capitalized banks were equipped to handle remote check cashing, while the majority of credit unions still do not support this technology.
So it speaks volumes that Walmart prepaid cards are among the most advanced in the industry, and this has led to glowing praise from legions of satisfied customers.
And whether you're looking for Walmart gift options, special rewards ideas, or electronic access to personal funds, Walmart prepaid cards have you covered.
Receiving direct deposits, remotely cashing checks, and paying bills are but a few areas in which you can benefit from the Walmart Money Network.
Moreover, an expansive online shopping portal affords a near limitless collection of quality, great value products from which to choose.
Designating either a partial or complete order as a gift opens up a vast suite of options to customize and add thoughtful touches to your purchase. Whatever the case, there's no doubt that you can accomplish all this and more with affordable, convenient, Walmart prepaid cards.
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