Buying discount gift cards for personal use or for a Holiday is perhaps the best way to show your appreciation for a loved one. Doing so not only relieves pressure in regards to figuring out what someone desires most but gives the recipient unbridled flexibility as well.
Being universally accepted and customizable, discount gift cards make the perfect graduation or anniversary presents, as these occasions are notoriously difficult to find the right gifts for.
(Relatively high gift returns have been cited around these topics, which has led to an increase in personalized gift card sales over the past few years.)
Beneficiaries can then control that which they purchase, and the benefactor has discretion over the initial gift card balance: A higher one can be set for, say, weddings and anniversaries, while Christmas and birthday allowances may receive lower initial deposits.
Prepaid discount gift cards can be reloaded online, by telephone, or in select retail locations like grocery and department stores.
The universal varieties – e.g., American Express and Visa Gift Cards – can even have funds added at a growing number of convenience stores.
In many ways, a gift card is an excellent option for parents since it doesn't bear the inherent risks of credit cards. With similar attributes and safeguards of debit cards, kids gradually learn about money management and financial responsibility.
Given that it's impossible to overdraft prepaid gift cards, one soon realizes that judicious use of funds is an important skill to develop.
Personalized gift cards also give recipients a greater sense of permanency, especially if their own picture or one of something which they hold dear is printed on them. And it's natural for one to be more careful with + caring of something which reflects their personal interests or values.
This aspect alone can provide an ideal teaching moment when gifting the card to a young one, either in-person or through the mail. If done in person, a clever reference to how the variable gift card balance reflects how much the person is maturing in life, as it's never wise to 'run a tank empty.'
Equating the fundamentals of maintaining a certain balance to the inevitable challenges of adulthood can be an effective tool in getting kids to better understand personal finance. Another great choice for almost any occasion is the personalized gas gift card.
Anyone who has a car, or perhaps even drives someone else's, can benefit from a cheap gas gift card. Accepted at virtually all gas stations nationwide, this definitely makes for a great gift. The person receiving the card will appreciate its utility, will genuinely thank you for the thought.
Moreover, reloadable Visa gas gift cards are well suited for anyone who doesn't currently have a credit or debit card; it's also good for those who actually do but are leery of swiping their card from fear or identity theft, etc.
Handing them a prepaid card gives more than the gift of gasoline, but one of convenience, too. No longer will they begrudge the hassle of entering the store and (almost always) waiting in line just to pay for gas.
These folks will be thrilled by how much faster they complete this chore and will smile every time they think of you!
In addition the more general Visa, AMEX, and Mastercard gift cards, store-branded options are also available. For example, Walmart gift cards can be given to a parent or to someone who already shops there often.
Walmart department stores have a gigantic catalog of products, so these gift cards can make a student's or homeowner's day. Walmart varieties are, along with Amazon and eBay gift cards, on the broad end of the spectrum covering most anything a person can buy.
That being said, there are still some advantages of buying reloadable gift cards from more narrowly-focused brands. Take for instance an Apple gift card which a person can use either online in the iTunes Store, in the Apple retail store, or to purchase Apple Electronics anywhere in which they're sold.
The same holds true for the likes of an Old Navy or Simon gift card, where self-branded types are the only ones accepted at these locations.
The benefits of this restrictive nature are that companies provide incentives in the form of rewards points or price reductions each time you use/reload the card. So these bonuses should factor into which branded gift cards you choose, in consideration of the person to whom you'll be gifting it.
Anyone who's made a pledge to eat more healthily on-the-go is a prime candidate for a Subway gift card, while a coffee aficionado will surely be pleased with a Starbucks gift card. The beauty to all this is that both generic and personalized discount gift cards are uncommonly flexible, available from most brands and major attractions.
Access to everything from luxury cruises to restaurants to apparel can be gifted in a thoughtful manner, which the recipient is not apt to forget.
Discount gift cards can be used as emergency reserves, financial teaching tools, and as payment for a variety of dues. Their broad familiarity, relative security, and general ease of use make them a leading gift option for any occasion.
The convenience with you can buy gift cards online and have them delivered to someone makes them a nice choice for the Holidays.
Perhaps the closest alternatives to discount gift cards are free online coupons, though these are much more tailored to personal use as opposed to gifts; so it's best to refer someone to our printable coupons page rather than giving these as gifts – as tempting as the latter may seem.
Although, emailing someone a link to our page or sharing it within your Social Circles will definitely benefit your friends, but when it comes time to give the ultimate present or reward, then reloadable discount gift cards reign supreme!
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